Privacy Policy

Safeguarding your personal information

CORNERBANK, N.A. PRIVACY NOTICE

We collect nonpublic personal information about you from the following sources:

• Information that customers provide on applications to us for our products and services.
• Information that we receive in response to requests we make to third parties about our customers, particularly in the process of evaluating applications for loans.
• Information that we receive from credit reporting agencies, commonly known as credit bureaus.
• Information that we receive from processing customers' accounts, such as deposit accounts and loans, as well as information that we receive from providing services, such as trust services to customers.

We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. We do not disclose any nonpublic information about our customers or former customers to anyone, except as permitted by law. We restrict non public personal information to those employees who need to know that information to provide products or services to you. We may disclose:

• The information we collect, as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. Financial institutions include insurance agencies.
• Information made with the consent or at your direction, provided that the consumer has not revoked the direction or consent.
• Information to protect the security of the bank or the confidentiality of its records, or to protect against actual or potential fraud or unauthorized transactions, to control risk or resolve consumer disputes.
• Information to persons holding legal or beneficial interests relating to the consumer or persons acting in a fiduciary or representative capacity relative to the consumer.
• Information specifically permitted or required by law (and in compliance with the Right to Financial Privacy Act) to law enforcement agencies including government regulators, self-regulatory organizations, or for an investigation on a matter related to public safety.
• Information disclosed to a consumer-reporting agency in accordance with the Fair Credit Reporting Act or the disclosure of information reported to the bank by a consumer-reporting agency.
• Information disclosed to a nonaffiliated third party in connection with the proposed or actual sale, merger, transfer or exchange of a bank or an operating unit of a bank (provided that the information disclosed relates only to consumers of the same unit).
• Information disclosed to comply with federal, state or local laws, rules or other applicable legal requirements, or to comply with a properly authorized civil, criminal or regulatory investigation, subpoena or summons, or to respond to judicial process or governmental regulatory authorities having jurisdiction over the bank for examination, compliance, or other purposes authorized by law.

If you believe some of the information we have shared or may share is in error, contact us in writing to Cornerstone Alliance, Ltd., Attn: Internal Auditor, P.O. Box 545, Winfield, KS 67156,or call us at 800.408.9273 or 620.221.1650. You must verify your request by giving your full name, current address, telephone number, and social security number. You must describe the specific item in dispute, along with the reason you believe this information has been reported in error. We will provide a response regarding this request within seven business days.

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Call us at 1-800-408-9273