A commercial banking account is a value-added account for mid-volume enterprises with more than 50 debits and 200 transit items per month. Higher balances will reduce fees. Analysis occurs monthly.
- All electronic items are free
- $7.00 monthly maintenance fee
- 10 cents per credit
- 10 cents per debit
- 7 cents per transit item up to 200; 10 cents per item thereafter
- 15% APR on negative collected balances
- Return items $3.00
- Earnings Credit available less reserve requirement
For more information about how Earnings Credit can reduce or eliminate item fees, check fees and other commercial service charges, contact us.